Personal Tax Returns Preparation and Filing Services Halifax, Nova Scotia Guide

Professional Personal Tax Return Preparation and E-Filing Services in Halifax

Personal income tax return preparation represents one of the most critical financial services Canadian residents need. Each year, millions of Canadians must file personal income tax returns with the Canada Revenue Agency (CRA), reporting their income, deductions, credits, and tax liability. While filing taxes is mandatory, the complexity of Canada’s tax system means that professional preparation services often save taxpayers thousands of dollars in unnecessary taxes while ensuring complete CRA compliance.

BOMCAS Canada provides comprehensive personal tax return preparation and e-filing services to Halifax residents, Nova Scotia individuals, and Canadians across the country. Our experienced tax professionals combine technical expertise with practical understanding of diverse income situations, ensuring accurate tax returns that maximize deductions, capture all available credits, and optimize after-tax outcomes.

Whether you are a salaried employee with simple income, a self-employed professional with complex deductions, an investor with multiple income sources, a business owner with corporate interests, a senior managing pension income, a student with tuition credits, or someone with any combination of income sources and life circumstances, BOMCAS Canada provides the professional tax preparation services transforming potential tax liability into optimized after-tax results.

This comprehensive guide explains personal tax return preparation services, why professional preparation matters, the specific income situations we handle, the tax documents required, commonly missed deductions and credits, important filing deadlines, and how BOMCAS Canada delivers superior tax preparation outcomes for Halifax clients.

Why Professional Personal Tax Return Preparation Matters

The Complexity of Canada’s Income Tax System

Canada’s personal income tax system ranks among the world’s most complex. The federal Income Tax Act spans over three thousand pages and is supplemented by countless CRA administrative interpretations, policy statements, technical publications, and years of tax court case law. Nova Scotia’s provincial tax laws add further complexity to an already intricate system.

For Halifax residents preparing their own tax returns or using inexperienced tax preparers, this complexity creates substantial risks:

Missed Deductions Worth Thousands: Average Canadian taxpayers miss five to fifteen percent of available deductions annually. For a Halifax resident earning eighty thousand dollars, missing deductions costs approximately two thousand dollars in unnecessary taxes each year. Over a twenty-five-year career, this represents fifty thousand dollars in lost tax savings from missed deductions alone.

Unclaimed Tax Credits: Canada offers over four hundred tax credits and deductions available to different taxpayers. Most Canadians unknowingly miss credits for which they qualify—child care expenses, medical costs, disability tax credit, moving expenses, caregiver credits, and many others. H&R Block Canada research found that over sixty-five percent of Canadians are unaware they can claim missed tax credits from prior years, meaning hundreds of thousands of Canadians have left money on the table.

CRA Audit Triggers: Careless errors in tax returns—missing T-slips, rounded-off numbers, inconsistent reporting—trigger CRA audits and reassessments. The CRA has automated matching programs comparing reported income to T-slip information. Missing a single T-slip generates automatic ten percent penalties on unreported income (twenty percent for subsequent occurrences). Inaccurate or incomplete returns invite audit examination leading to reassessments, penalties, interest charges, and substantial additional tax liability.

Integration and Calculation Errors: Proper tax calculation requires careful coordination of income sources, deductions, credits, and tax credits. For someone with employment income, investment income, rental income, and business income simultaneously, coordinating these sources and ensuring proper allocation of deductions and credits requires expertise. Errors in integration compound through the tax calculation, potentially creating substantial under or over-payment of taxes.

Government Benefits Compliance Issues: Income level affects eligibility for government benefits with income thresholds (Canada Pension Plan, Old Age Security, Canada Earning Benefit, Guaranteed Income Supplement, and dozens of others). Poor income management or reporting can trigger loss of benefit eligibility, effectively imposing hidden “taxes” far exceeding the income tax saved.

Opportunity Cost: Simple personal tax returns prepared by the taxpayer or basic tax kiosk services capture none of the tax optimization opportunities available. For someone earning modest income with simple tax situations, basic preparation may suffice. But for professionals, business owners, investors, and individuals with complex income sources, professional optimization identifies strategies generating thousands of dollars in annual tax savings.

BOMCAS Canada’s Difference: Expert Personal Tax Preparation

BOMCAS Canada distinguishes itself as Halifax’s premier personal tax preparation firm through:

Comprehensive Analysis: We review your complete financial situation—all income sources, investments, deductions, life circumstances, and future plans—identifying optimization opportunities beyond basic compliance.

Specialized Expertise: Our tax professionals specialize exclusively in personal income tax, maintaining current knowledge of federal rules, Nova Scotia provincial tax law, CRA administrative positions, and strategic tax planning.

Accuracy and Compliance: Every tax return is meticulously prepared ensuring accuracy, completeness, and CRA compliance. We examine returns before filing for errors, omissions, and optimization opportunities.

All Deductions and Credits: We identify and claim all deductions and credits for which you qualify, including commonly missed credits (disability tax credit, medical expenses, child care, moving expenses) that most people overlook.

Professional Review: Before any return is filed with the CRA, a senior BOMCAS Canada tax professional reviews it completely, ensuring accuracy and compliance while identifying any last-minute optimization opportunities.

Personal Consultation: We meet with you to explain recommendations, answer questions, and ensure you understand your tax situation, credits claimed, and any strategies implemented.

Results-Driven: BOMCAS Canada measures success through tangible after-tax results—specific dollar amounts of tax savings, refunds maximized, and after-tax wealth improved through professional preparation.

Personal Tax Return Preparation Services BOMCAS Canada Provides

T1 General Personal Income Tax Return Preparation

BOMCAS Canada prepares complete T1 General Personal Income Tax and Benefit Returns for all income situations and life circumstances.

Employment Income Reporting and Optimization

For employees earning salaries, wages, commissions, or bonuses, we ensure employment income is accurately reported and all available employment-related deductions are captured.

Services include:

• Accurate T4 slip reporting with verification against source deductions
• Employment expense deduction identification and claiming (for those entitled)
• Home office expense calculation for employees working from home
• Vehicle expense deductions for business-use vehicles
• Professional development and certification expenses
• Union dues and professional dues deduction
• Tools and equipment expenses for trades and technical professionals
• Optimization of gross income and deductions

Self-Employment and Business Income Reporting

For self-employed professionals, contractors, consultants, and small business owners operating as sole proprietors, we prepare comprehensive self-employment income calculations on T2125 forms.

Services include:

• Complete gross income calculation from all business activities
• Comprehensive business expense deduction capture (office, supplies, advertising, professional fees, travel, etc.)
• Home office expense calculation and optimization using precise methodology
• Vehicle expense allocation based on business-use percentage
• CPP self-employment contribution calculation
• Quarterly installment payment estimation and management
• GST/HST registration analysis and compliance
• Multi-year income smoothing and averaging strategies
• Analysis of whether incorporation would reduce taxes

Investment Income Reporting and Optimization

For individuals earning investment income from interest, dividends, capital gains, and other sources, we ensure proper reporting with appropriate tax optimization.

Services include:

• Interest income from bank accounts, GICs, bonds, and other sources
• Dividend income from Canadian and foreign corporations with dividend tax credit application
• Capital gains and losses with proper inclusion rate application (50% for current gains; 66.67% effective rate on gains over $250,000 for 2026; 50% lifetime exemption considerations)
• Investment expense deductions (carrying charges, investment counsel fees)
• Capital loss carry-forward management
• Asset location optimization advice (RRSPs, TFSAs, non-registered)
• Tax-loss harvesting strategies for investment portfolios

Rental Income and Real Estate Reporting

For Halifax landlords owning residential or commercial rental properties, we calculate net rental income and claim all eligible rental expense deductions.

Services include:

• Gross rental income calculation
• Rental expense deduction claiming (mortgage interest, property taxes, insurance, utilities, maintenance, condo fees, property management)
• Depreciation calculation on buildings and equipment (CCA)
• Capital improvements versus repairs and maintenance distinction
• Mortgage interest deduction coordination
• Repairs and renovations expense treatment
• Multi-property rental portfolio coordination

Pension Income Reporting and Splitting

For retirees and individuals receiving pension income, we ensure proper reporting and optimize available pension income splitting credits.

Services include:

• Pension income from registered pensions
• RRSP and registered retirement income fund (RRIF) withdrawal reporting
• Pension income splitting where available
• Pension income amount credit claiming
• Coordination with CPP and Old Age Security
• Government benefit clawback management
• Taxation of various pension types

Other Income Sources

We properly report and optimize taxation of diverse income sources including:

• CPP and QPP retirement benefits
• Old Age Security (OAS) benefits
• Employment Insurance (EI) benefits
• Government program payments
• Scholarship and bursary income
• Annuity income
• Income from trusts and partnerships
• Disability benefits

Comprehensive Tax Deduction and Credit Claiming

BOMCAS Canada identifies and claims all tax deductions and credits for which clients qualify, addressing the pervasive problem of Canadians missing significant tax benefits.

Commonly Missed Deductions and Credits We Identify

Child Care Expense Deduction: Up to eight thousand dollars per child under age seven, five thousand dollars per child aged seven to sixteen, and eleven thousand dollars for a disabled child. Deduction limited to two-thirds of earned income. Many parents overlook this deduction or underestimate eligible expenses.

Disability Tax Credit: Up to nine thousand eight hundred seventy-two dollars for individuals with prolonged physical or mental impairments. Many individuals with ADHD, diabetes, mental health conditions, or other disabilities qualify but don’t claim. We ensure eligibility assessment and credit claiming.

Medical Expense Tax Credit: For medical, dental, vision, and other health-related expenses exceeding three percent of net income or minimum threshold. Eligible expenses include prescription glasses and sunglasses, dental work, prescription medications, travel for medical treatment, gluten-free food, therapy, mental health services, and many others. Comprehensive expense review captures often-missed costs.

Caregiver Amount Credit: For those supporting a spouse, partner, child, or dependent with disability or medical condition. Credit of up to eight thousand three hundred seventy-five dollars available. Many caregivers don’t realize they qualify.

Moving Expenses Deduction: If you moved at least forty kilometers closer to work or school, you can deduct moving costs including transportation, temporary living, and real estate fees. We ensure eligibility determination and deduction claiming.

Employment Expenses Deduction: For employees required to pay certain work-related expenses (tools, vehicles, professional development, home office), deductions may be available with employer certification. Many employees don’t realize expenses are deductible.

RRSP Contributions: Deductions for RRSP contributions maximize immediate tax savings. We calculate available contribution room considering accumulated unused room, and ensure deadline compliance (March 2 following tax year for prior-year deduction).

Home Buyers’ Amount: First-time home buyers can claim a one thousand two hundred dollars federal non-refundable tax credit on home purchase. Credit often missed by first-time buyers unaware of availability.

Tuition Tax Credits and Carry-Forward: Students and parents can claim tuition tax credits. Unused tuition credits carry forward indefinitely and can be transferred to spouses or parents. We ensure complete claiming and tracking of carry-forward amounts.

Charitable Donations Tax Credit: Donations to qualified charities generate non-refundable tax credits. We claim all donations and optimize timing for maximized credit value.

Political Contributions Tax Credit: Donations to registered political parties and candidates generate federal tax credits. Fifty percent of donations up to four hundred dollars (credit maximum), then twenty-five percent of donations from four hundred to eight hundred dollars.

Student Loan Interest Credit: Interest paid on qualifying Canadian student loans generates non-refundable federal tax credit. Often overlooked by borrowers managing loan repayment.

Dependent and Spousal Amount Credits: For supporting spouses or dependents with low income, substantial non-refundable credits available. We ensure claims and coordinate with other family credits.

Northern Residence Deduction: For residents of designated northern communities (including parts of Nova Scotia), deduction of up to sixteen thousand two hundred dollars available for eligible residents.

RRSP Contribution Maximization and Planning

BOMCAS Canada ensures your RRSP contributions generate maximum tax benefit through strategic timing and optimization.

Contribution Room Analysis:

• Identification of accumulated unused contribution room
• Current year contribution limit calculation (eighteen percent of prior income, subject to maximum)
• Carryforward room tracking across years
• Optimization of contribution timing

Tax Deduction Impact:

• Calculation of immediate tax savings from RRSP contributions at your marginal rate
• Coordination with other deductions to maximize combined benefit
• RRSP strategy for high-income earners in highest tax brackets

RRSP Deadline Management:

• Identification of deadline (March 2 following tax year for prior-year deduction)
• Last-minute RRSP contribution accommodation
• Deadline extension strategies for amended returns

Spousal RRSP Planning:

• Analysis of spousal RRSP strategy for dual-income families
• Income-splitting benefit calculation
• Coordination with income splitting rules

Government Benefits Coordination and Optimization

We analyze how your income and tax situation affects government benefit eligibility, ensuring optimization of combined tax and benefit outcomes.

CPP, OAS, and GIS Coordination:

• Analysis of how income management affects CPP eligibility and benefit amounts
• OAS clawback minimization through income timing strategies
• Guaranteed Income Supplement (GIS) eligibility management for low-income seniors
• Spousal allowance benefit optimization

Benefit Eligibility Management:

• Income threshold analysis for benefits with eligibility limits
• Strategic income timing to maintain or optimize benefit eligibility
• Clawback minimization through income management

Multiple Income Source Coordination

For individuals with several income sources, we coordinate reporting across all sources ensuring proper income allocation, deduction coordination, and credit optimization.

Income Aggregation and Allocation:

• Compilation of all income sources (employment, self-employment, investment, rental, pension)
• Proper categorization and reporting of each income type
• Deduction allocation across income sources to maximize overall benefit

Optimization of Combined Sources:

• Coordination of multiple income sources with tax bracket positioning
• Strategic allocation to minimize combined tax liability
• Income recognition timing for optimal positioning

Required Documents for Personal Tax Return Preparation

To prepare a complete and accurate personal tax return, we need comprehensive documentation from you. Understanding what documents are required helps you gather information efficiently.

Income Documentation

T4 Slip (Statement of Remuneration Paid): Required for employment income from employers. Shows gross salary, deductions, tax withheld, CPP contributions, EI premiums, and other payroll deductions. Employers must issue by end of February.

T4A Slip (Statement of Pension, Retirement, Annuity and Other Income): Issued for pension income, RRSP withdrawals, scholarship/bursary income, commissions, and other income sources. Employers and benefit administrators issue.

T5 Slip (Statement of Investment Income): Issued for interest income, dividend income, and investment income from non-registered accounts. Banks, investment firms, and brokers issue by end of February.

T3 Slip (Statement of Trust Income Allocations and Designations): Issued to trust beneficiaries reporting trust income allocation. Trusts issue by end of March.

T5008 Slip (Statement of Securities Transactions): Issued for security sales and redemptions when investment income from account sales requires reporting.

T4E Slip (Statement of Employment Insurance and Other Benefits): Issued for employment insurance benefits, maternity benefits, disability benefits, and other government benefits received.

T4A-OAS Slip (Statement of Old Age Security): Issued for Old Age Security benefits received.

T2202A Slip (Tuition, Education, Textbook Amounts Certificate): Issued by educational institutions for eligible tuition paid. Students use for tuition tax credit claiming.

Notice of Assessment (NOA): Last year’s notice of assessment from CRA showing taxable income, tax owing/refund, RRSP contribution room, and other information.

RRSP Contribution Receipt: Documentation of RRSP contributions made during the year (particularly important for March contributions claimed against prior year).

Deduction and Credit Documentation

Medical and Dental Receipts: Receipts for eligible medical expenses including physician and dentist visits, prescriptions, glasses, hearing aids, and other health-related costs. Required to support medical expense tax credit claims.

Charitable Donation Receipts: Official donation receipts from qualified charitable organizations. Required to claim charitable donation tax credit. Keep receipts for CRA audit trail.

Moving Expense Documentation: Receipts for moving costs if claiming moving expense deduction (forty-km distance requirement applies).

Child Care Expense Documentation: Receipts from child care providers including provider name, SIN or business number, amount paid, and dates of care. Essential for claiming child care expense deduction.

Employment Expense Documentation: Receipts for employment expenses (tools, professional development, home office) with employer certification (T2200 form).

Student Loan Interest Statement: Lender statement documenting interest paid on qualifying Canadian student loans during the year.

Disability Tax Credit Certificate: Form T2201 Disability Tax Credit Certificate, certified by medical practitioner, if claiming disability tax credit.

Adoption Expense Receipts: Documentation of eligible adoption expenses if claiming adoption expense deduction.

Home Buyers’ Amount Documentation: Recent property purchase documentation if claiming first-time home buyer credit.

Business and Self-Employment Documentation

Business Income and Expense Records: If self-employed, comprehensive records of business income and expenses for the year including invoices, receipts, bank statements, and accounting records.

Vehicle Expense Records: Mileage log documenting business kilometers, total kilometers, and business purpose if deducting vehicle expenses as self-employed individual or claiming employment vehicle deduction.

Home Office Documentation: Square footage of home and home office, utility bills, mortgage statement or rent receipts, property tax statement, and insurance documentation if claiming home office deduction.

Business Bank Statements: Year-to-date business account statements showing all business transactions.

Accounting Records: General ledger, trial balance, or financial statements if maintaining formal business accounting records.

Personal and Family Information

Social Insurance Numbers (SIN): Your SIN, spouse SIN (if applicable), and SIN of any dependents for whom you’re claiming credits.

Dates of Birth: Birth dates for you, spouse, and any dependents.

Marital Status: Current marital status and changes during tax year if applicable.

Residency Information: Confirmation of Nova Scotia residency if applicable for provincial tax purposes, or status as non-resident if applicable.

Prior Year Information:

• Last year’s Notice of Assessment
• RRSP deduction limit and unused contribution room
• Any carry-forward amounts (tuition, donations, business losses)
• Any CRA correspondence regarding your account

Common Personal Tax Return Issues BOMCAS Canada Resolves

Income Reporting Errors and Omissions

Forgotten or Unreported T-Slips: Many taxpayers miss T-slips, particularly when earning from multiple sources. CRA’s automated matching program identifies missing T-slips and assesses penalties (ten percent for first occurrence, twenty percent for subsequent). We ensure all income slips are captured and reported.

Under-Reported Self-Employment Income: Self-employed individuals sometimes underestimate business income through incomplete record-keeping or estimation. We ensure comprehensive income capture from all business activities.

Incorrect Income Categorization: Different income types (employment, self-employment, investment, capital gains) require different tax treatment. Incorrect categorization leads to improper tax calculation. We ensure proper categorization.

Missed Deductions and Credits

Child Care Deduction Overlooked: Many parents don’t claim child care expense deduction, thinking it requires complex calculation. We calculate and claim maximum available deduction.

Disability Tax Credit Not Claimed: Individuals with qualifying disabilities often don’t claim the credit. We identify eligibility and ensure claiming.

Medical Expenses Underestimated: Many don’t realize comprehensive medical costs qualify (prescription glasses, dental, hearing aids, travel for medical treatment). We conduct thorough medical expense review capturing all eligible costs.

Employment Expense Deductions Not Recognized: Employees often don’t realize certain work expenses are deductible with employer certification. We identify eligible employment expenses.

RRSP Deadline Confusion

RRSP Contribution Deadline Missed: Many taxpayers don’t realize RRSP contributions for prior-year deduction have March 2 deadline (following tax year). We identify this deadline and ensure timely contributions.

Accumulated Contribution Room Not Used: Many taxpayers accumulate substantial unused RRSP contribution room without realizing it can be used in future years. We track and utilize accumulated room strategically.

Investment Income Complexity

Capital Gains and Losses Improperly Reported: Capital gains and losses require proper identification, calculation, and inclusion rate application. Errors in capital gains reporting trigger audit risk. We ensure proper reporting with inclusion rate accuracy.

Dividend Income and Tax Credits Mishandled: Canadian dividend income qualifies for dividend tax credits, but proper grossing-up and credit claiming is required. We ensure accurate dividend reporting and credit claiming.

Foreign Investment Income Not Reported: Investment income from foreign sources requires reporting and coordination with Canadian rules. We ensure comprehensive foreign investment income reporting.

Benefit and Credit Coordination Issues

Government Benefit Clawback Not Managed: For seniors receiving Old Age Security, income management significantly affects benefit retention. Poor planning causes unnecessary OAS clawback. We model income strategies minimizing clawback.

Spousal and Dependent Credits Poorly Coordinated: When couples have disparate incomes or families claim multiple dependent credits, coordination becomes complex. Suboptimal claiming costs families significant tax. We optimize all family-related credits.

Complex Life Circumstances

Recent Move to or from Halifax/Nova Scotia: Residents moving to or from Nova Scotia mid-year require split-province tax returns. We handle split-year returns properly.

Death of Spouse or Family Member: Bereavement creates complex tax issues (spousal equivalency changes, dependent status changes, final returns). We navigate these sensitively and accurately.

Significant Income Changes: Job changes, business sale, retirement transition, or major life changes create complex tax situations. We model transitions and optimize tax outcomes.

Multiple Income Sources Coordination: For those with employment, self-employment, rental, and investment income simultaneously, coordination is complex. We ensure all sources integrate properly.

Personal Tax Return Filing Deadlines and Timing

2024 Tax Return Filing Deadlines (Filing in 2025)

February 24, 2025: CRA NETFILE opens, allowing electronic tax return filing to begin

April 30, 2025: Tax filing deadline for most Canadian residents (April 30, 2025 falls on a Wednesday; deadline is that date)

June 15, 2025: Extended filing deadline for self-employed individuals or those with self-employed spouses (June 15, 2025 falls on a Sunday; deadline extended to June 16, 2025, the following Monday)

Payment Deadline: April 30, 2025 – Any taxes owing must be paid by April 30 regardless of filing deadline. Late payment triggers interest accrual.

RRSP Contribution Deadline: March 2, 2026 – RRSP contributions to claim deduction against 2025 tax return must be received by March 2, 2026

2025 Tax Return Filing Deadlines (Filing in 2026)

February 24, 2026: CRA NETFILE opens for 2025 return filing

April 30, 2026: Tax filing deadline for most Canadian residents

June 15, 2026: Extended filing deadline for self-employed individuals

Payment Deadline: April 30, 2026 – Taxes owing must be paid by April 30

RRSP Contribution Deadline: March 2, 2027 – RRSP contributions for 2026 deduction must be received by March 2, 2027

Why Early Filing Matters

Maximize Refund Timing: Filing early means CRA processes your return quickly, and refunds are issued faster. Early filers typically receive refunds within two to four weeks of filing.

Optimize RRSP Contribution Timing: Filing early identifies your available RRSP contribution room from prior year, allowing strategic contribution planning.

Reduce CRA Delays: During peak filing season (April particularly), CRA experiences processing delays. Early filing (February through March) avoids these delays.

Address Issues Promptly: If CRA questions your return, prompt resolution is easier early in the filing season rather than near deadline.

Plan Tax Strategy Early: Knowing your tax outcome early in the year allows time for implementing tax strategies for the current year before it’s too late for optimization.

Penalties for Late Filing

Late Filing Penalty: Five percent of unpaid tax plus one percent for each complete month late, up to maximum twelve months (effectively seventeen percent maximum penalty).

Example: If you owe five thousand dollars and file on June 30 (two months late):

• Late filing penalty: Five percent of five thousand dollars equals two hundred fifty dollars
• Plus: Two percent (one percent per month x two months) of five thousand dollars equals one hundred dollars
• Total late filing penalty: Three hundred fifty dollars

Interest on Unpaid Tax: Beyond penalties, CRA charges interest on unpaid taxes from April 30 at prescribed rates (currently approximately three percent, adjusted quarterly).

CRA Payment Arrangements: If you cannot pay by April 30, CRA may allow payment arrangements to avoid maximum penalties, though interest continues accruing.

BOMCAS Canada’s Personal Tax Return Preparation Process

Step One: Initial Consultation and Documentation Gathering

We begin with comprehensive consultation understanding your complete tax situation, income sources, deductions, life circumstances, and goals.

During consultation, we review:

• All income sources (employment, self-employment, investment, rental, pension, other)
• Prior-year tax return and Notice of Assessment
• Business structure (if applicable)
• Deductions and credits you’ve previously claimed
• Major changes from prior years
• Life circumstances affecting tax position
• Long-term tax planning objectives

We provide detailed document checklist ensuring you gather all required documentation.

Step Two: Comprehensive Situation Assessment

Our tax professionals analyze your situation identifying:

• All income sources and income reporting requirements
• Available deductions and credits you qualify for
• Commonly missed deductions specific to your situation
• Optimization opportunities reducing tax liability
• Priority areas requiring careful documentation and substantiation

Step Three: Information Input and Return Preparation

With complete information gathered, our tax professionals prepare your tax return ensuring:

• Accurate income reporting from all sources
• Comprehensive deduction and credit claiming
• Proper tax calculation and credit application
• Accurate coordination of multiple income sources
• Compliance with all CRA requirements

Step Four: Professional Review and Quality Assurance

Before filing any return, a senior BOMCAS Canada tax professional reviews it completely for:

• Accuracy of all reported information
• Completeness of all available deductions and credits
• Proper tax calculation and credit application
• CRA compliance and filing requirements
• Potential audit risk identification
• Any final optimization opportunities

Step Five: Client Consultation Meeting

We meet with you to:

• Explain our preparation and any recommendations
• Identify deductions and credits claimed
• Answer all questions about your return
• Ensure you understand your tax position
• Discuss any strategies implemented
• Review refund amount or taxes owing

Step Six: E-Filing and CRA Submission

With your approval, we file your return electronically through CRA’s NETFILE system, providing:

• Secure electronic transmission to CRA
• Immediate filing confirmation
• NETFILE receipt number documentation
• Estimated processing timeline

Step Seven: Post-Filing Support and Refund Tracking

After filing, we:

• Provide you with complete copy of filed return
• Track refund status with CRA
• Answer any follow-up questions
• Respond to any CRA correspondence
• Support amended return filing if needed

Step Eight: Year-End Tax Planning for Following Year

We discuss strategies for optimizing next year’s tax position including:

• RRSP contribution planning for next year
• Investment income management strategies
• Business income timing and structuring
• Life changes affecting next year’s taxes
• Government benefit coordination

Why BOMCAS Canada Is Halifax’s Best Personal Tax Return Preparation Firm

Specialized Expertise

BOMCAS Canada tax professionals specialize exclusively in personal income tax preparation, maintaining expert knowledge of:

• Federal income tax law and CRA rules
• Nova Scotia provincial income tax requirements
• CRA administrative positions and interpretation
• Current tax law changes and their application
• Strategic tax planning opportunities

Comprehensive Service

We provide comprehensive personal tax services beyond basic preparation:

• All available deductions and credits identification
• Missed deduction recovery on prior-year returns
• RRSP contribution strategy and timing
• Government benefit coordination
• Multi-year tax planning
• Life transition tax management
• Professional consultation and explanation

Accuracy and Compliance

Every personal tax return is prepared with meticulous attention to:

• Accurate income reporting from all sources
• Complete deduction and credit claiming
• Proper tax calculation
• CRA compliance and filing standards
• Professional Errors and Omissions Insurance coverage

Results-Driven Approach

BOMCAS Canada measures success through:

• Tax refunds maximized or taxes minimized
• Deductions and credits optimized
• After-tax income improved
• Peace of mind from professional compliance
• Long-term wealth building through strategic planning

Halifax-Based Professional Team

Our Halifax-based team understands:

• Halifax community and economy
• Nova Scotia-specific tax advantages
• Local business circumstances
• Atlantic Canadian tax context
• Personalized service with local expertise

Virtual and In-Person Service

BOMCAS Canada provides both:

• In-person consultations for those preferring face-to-face interaction
• Virtual service for convenient remote access
• Flexible scheduling accommodating your availability
• Secure document handling and communication

Contact BOMCAS Canada for Personal Tax Return Preparation

BOMCAS Canada invites Halifax residents and Canadians to experience professional personal tax return preparation delivering:

• Maximized refunds and optimized after-tax income
• Complete deduction and credit claiming
• Professional accuracy and CRA compliance
• Personalized service and professional consultation
• Peace of mind knowing taxes are handled by experts

Our initial consultation is complimentary, providing opportunity to discuss your tax situation, understand our services, and learn how professional preparation improves your financial outcomes.

Professional Personal Tax Return Preparation Transforms After-Tax Results

Personal tax return preparation represents one of the most important financial services available to Canadian residents. In a complex tax system offering hundreds of deductions and credits, professional preparation identifies optimization opportunities individual taxpayers miss, often saving thousands of dollars in annual taxes while ensuring complete CRA compliance.

BOMCAS Canada stands as Halifax’s premier personal tax return preparation firm, delivering comprehensive services combining technical expertise with practical understanding of diverse income situations, ensuring every client receives professional tax preparation transforming potential tax liability into optimized after-tax outcomes.

Whether you are an employee, self-employed professional, business owner, investor, retiree, or someone with complex multi-source income, BOMCAS Canada provides the professional personal tax return preparation services ensuring accurate filing, maximum deductions, captured credits, and optimized after-tax income.

Choose BOMCAS Canada for your personal tax return preparation. Experience professional excellence, comprehensive service, and measurable results delivered by dedicated tax experts committed to your financial success.

Contact BOMCAS Canada today to schedule your complimentary consultation and discover how professional personal tax return preparation can optimize your after-tax income and financial outcomes.